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YOUR TRUSTED FINANCING PARTNER

Mortgage & Real Estate Solutions When Others Say No.

When the bank declines your file, or you need someone fully on your side as a buyer, CBNS delivers. We arrange residential, commercial and business financing, and provide exclusive buyer representation for home and business purchases, across Canada and the U.S.

Serving Canada & the U.S. · Based in Montréal, QC

Book a Consultation Get a Free Audit Call (514) 233-8798
Mortgage application The bank
DECLINED
Mortgage application CBNS
APPROVED
  • 0+ Clients & deals closed
  • 0+ Years of experience
  • 24–48h Typical turnaround
  • 0+ Lenders, Canada & U.S.
  • EN/FR Bilingual service

WHAT WE SOLVE

Five specialties, one job: get you to yes.

We focus on the files and purchases others walk away from — declined mortgages, damaged credit, and buyers who need someone fully on their side. Each one is built to move you from stuck to done.

ONE PARTNER

Financing, growth and digital, under one roof.

CBNS is one partner for the three things that move a business forward: capital to fund it, strategy to grow it, and a website that brings in customers.

Not sure where to start? Get a free audit of your business and website. No obligation, no pressure.

Start my free audit

What do you need?

HOW IT WORKS

From application to keys in hand.

Every file follows the same clear path, so you always know where you stand and what comes next.

  1. APPLY

    Tell us your goal and your numbers. One short conversation to start.

  2. FREE AUDIT / REVIEW

    We review your file and set your path — for buyers, property search and financing run side by side from here.

  3. MATCH TO LENDER

    We search 120+ lenders to find the one that fits your situation.

  4. APPROVED

    We negotiate terms and secure your approval, including files banks declined.

  5. FUNDED

    Your financing is finalized and the funds are released.

  6. KEYS IN HAND

    The deal closes and you move forward, home bought or business funded.

THE NETWORK

Access to 120+ lenders across Canada and the U.S.

We work with more than 120 lenders most borrowers never reach, from major banks to private and alternative capital. When one says no, we already know who says yes.

One application. 120+ lenders. The right match.

Find my lender match

FREE TOOLS

Run your numbers before you call.

Three quick Canadian calculators — no sign-up, no obligation. Then get your real quote from a broker who finds approvals when banks say no.

Open the calculators

CLIENT SUCCESS

Making the .

With 30+ years in financing, we have learned that a declined file is rarely a dead end. We find creative solutions where others see roadblocks.
CBNS Team · Your Trusted Partner

  • Not only was I preapproved, but he found me my dream home.

    After being turned down repeatedly by several banks, I thought getting preapproved was a lost cause. Nick and CBNS turned that around fast — and didn't stop there. He found me my dream home for thousands of dollars under market value. I couldn't have asked for a better outcome.

    E.M.

  • CBNS got us back on track.

    We were sixty days from losing everything with the bank and thought we'd run out of options. CBNS stepped in with an alternative lending solution that gave us breathing room. Our credit is stronger now, and we're on track to transition back to a regular bank. Thank you, CBNS.

    B.V.

  • CBNS believed in us when the bank wouldn't.

    I wanted to buy a pastry production business but had limited funds, and my bank said no. CBNS made it happen. Now we’re growing — and looking to expand into new markets, including the U.S.

    V.B.

  • They got us the deal our bank wouldn't touch.

    We wanted to buy the property next to our commercial site to expand into transportation, but the banks turned us down. CBNS connected us with an alternative lender to get the deal done, and now we’re transitioning to a regular bank on solid footing.

    CBNS commercial client

WHY CBNS

The reasons clients trust us with the hard files.

A CBNS financial advisor in conversation with a small-business client
  • 0+ Years

    Three decades arranging financing others called impossible.

  • 0+ Lenders

    A network across Canada and the U.S., not a single bank's rulebook.

  • 0% Customized

    Every plan is built around your numbers, not a template.

Ready to get started?

Tell us what the bank said no to. We craft customized solutions for your unique financial needs, and we move fast.

Book a Consultation Call (514) 233-8798
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