Home purchases
Exclusive representation on residential purchases — first home, an upgrade, or an investment property.
BUYER REPRESENTATION
When you buy, someone should be fully on your side — not caught between you and the sale.
WHY BUYER REPRESENTATION
Most real estate transactions involve agents who are conflicted — incentivized toward closing the deal, not toward purely representing the buyer. Double-ended deals, where one agent works both sides, make it worse. CBNS represents buyers exclusively — never sellers — for both residential home purchases and business acquisitions, with the financing arranged by the same team. That eliminates the disconnect between the person who’s supposed to protect you and the person arranging your money.
WHAT'S INCLUDED
Exclusive representation on residential purchases — first home, an upgrade, or an investment property.
Representation when you’re buying a business — from valuation context to deal structure and financing.
We represent buyers only, never sellers — no double-ended deals, no split loyalty.
Your representative and your lender are the same team, so pre-approval and offer move as one.
HOW THE MODEL WORKS
Our real estate representation follows the exclusive-buyer-agency model under Quebec’s OACIQ framework: we act for the buyer, and only the buyer. In a standard Quebec residential transaction the commission is paid by the seller’s side — so representation typically costs the buyer nothing, while giving you an advocate whose only job is your interest. Paired with CBNS financing, your pre-approval is ready before you offer, so you move faster and negotiate from strength.
HOW IT WORKS
We learn what you’re buying and get your financing pre-approved, so your budget is real and your offer carries weight.
We find and screen properties or businesses that fit your interest — not a listing someone needs to move.
We assess each option honestly: condition, price, and the numbers behind a business, before you commit.
We structure and negotiate the offer to protect you — price, conditions, timeline — never split between you and the seller.
The same team finalizes the mortgage or acquisition financing, so approval and closing move in step.
You close with someone who represented only you, from the first call to the final signature.
Book a consultation. We represent you — and only you — through the purchase, with financing built in.
Quick pre-qualification
4 short questions. No obligation.